Fair Debt Collections
Bill collection agencies have a long history of abusive and harassment of the consumers accused of owning money to banks, credit card companies and other creditors. The federal Fair Debt Collection Act makes many of these abuses illegal, and provides statutory remedies, including mandatory damages and attorneys fees.
If you believe that a collection agency has charged you with a debt you do not owe, or has used improper tactics to collect a debt, you should consult with one of the consumer protection lawyers at Williams Cedar, who can advise you of your rights and help protect you and your family from any illegal practices.
Cases Under the Fair Credit Reporting Act
A negative entry on a credit report can have a devastating effect on individuals and families, frustrating the efforts to secure new employment, purchase of a home, or get financing needed for large expenses, such as unexpected medical bills.
Unfortunately, many creditors post negative information that is inaccurate, based on financial obligations that the consumer has already satisfied, or asserting claims that are legally unenforceable.
Federal law empowers consumers to sue companies who engage in improper credit reporting. The Fair Credit Reporting Act (“FCRA”) provides important remedies, including the ability to collect damages for financial losses, emotional distress, and attorney fees.
The consumer protection lawyers of Williams Cedar can advise you regarding your rights under FCRA, and, if appropriate, assist you in bringing a legal claim against violators. Call Williams Cedar at 215-557-0099 or contact us online to set up a free consultation.